According to a September 3rd release from the U.S. Small Business Administration, the agency has unveiled its first-ever loan program dedicated to American manufacturers — the 7(a) Manufacturer’s Access to Revolving Credit (MARC) Loan Program. The initiative is designed to expand access to working capital for the 98% of U.S. manufacturers classified as small businesses, providing them with flexible credit lines and minimal red tape to fuel growth, create jobs, and reshore production.
Manufacturers have long faced hurdles in securing timely financing to cover raw materials, inventory, or project-based capital needs. The new MARC program addresses those gaps by allowing loans to be structured either as revolving credit or term loans, making it easier for businesses to scale operations, strengthen supply chains, and take on new customers.
“This working capital program will empower manufacturers to create jobs, supercharge growth, and reshore American industrial might,” SBA Administrator Kelly Loeffler said in the agency’s announcement. She emphasized that the new program reflects the Administration’s broader push to “bring back Made in America” and restore U.S. industrial dominance.
Unlike the SBA’s traditional 7(a) and 504 offerings, MARC loans are tailored specifically to the short-term needs of manufacturers. Funds can be used for inventory purchases, production projects, or leveraging equity in existing facilities and equipment. The program can also be layered with other SBA or conventional loans, giving businesses additional flexibility as they expand.
The MARC launch builds on the SBA’s Made in America Manufacturing Initiative, which includes commitments to cut $100 billion in red tape, promote workforce development, and double loan limits for manufacturing firms. Together, these efforts are meant to equip manufacturers with the capital and tools needed to lead a nationwide industrial comeback.